📊 Detailed version: This page shows the detailed ranking with monthly evolutions. View current ranking →
Crowdlending Ranking - July 2026
Based on 10 months of real investment experience
Last update: August 1, 2026
🏆 Top 3 Recommended
Nectaro
8.1/10Lendermarket
8.0/10Debitum
7.6/10📊 Portfolio Statistics
📈 July 2026 Returns
Monthly observations
📊 Key highlights of the month
- • Nectaro tops the ranking (8.1/10), Lendermarket and Debitum complete the podium
- • FF Forest at the bottom of the ranking (3.2/10): provisional red flags, platform under surveillance
- • Mintos penalized by originators in difficulty (reinforced weekly monitoring)
- • MaClear/8lends: best returns but AML-only regulation without compensation
✅ Positive points
Lendermarket (8.0/10) closely follows Nectaro: solid 16.80% return, strong ECSPR regulation and efficient auto-invest.
Nectaro tops the ranking on the aggregate score (8.1/10) with a 17.46% annualized return and full MiFID II regulation (investor compensation, fund segregation).
⚠️ Negative points
FF Forest drops to the bottom of the ranking (3.2/10): provisional red flags while the platform is under regulatory scrutiny, a risk penalty applies.
Mintos (6.0/10) is weighed down by loan originators in difficulty, hence reinforced weekly monitoring.
👁️ To watch
MaClear and 8lends show the best portfolio returns (+32%) but remain held back by AML-only regulation without compensation.
Triple Dragon falls to 4.5/10: its past performance (28.76%) remains impressive but a weak month and regulation still keep it too recent.
🎯 Planned actions
I redirected my reinvestments toward the best-rated platforms (Nectaro, Lendermarket, Debitum) and reduced my FF Forest / Mintos exposure.
💬 Other observations
Hive5 improves to 15.24% for the month, above its historical average.