Última actualización : 1 de febrero de 2026

Ranking Crowdlending - Enero de 2026

Basado en 4 meses de experiencia real de inversión

Top 3 de Plataformas

Maclear

5/5

3 % cashback

Rendimiento observado: 40.08% 📈

Tasa base: 14.7-15.2%

Bono: 3% + 30€

Nectaro

4/5

1 % cashback

Rendimiento observado: 23.59% 📊

Tasa base: 12-13%

Depósitos: Virement

Lendermarket

4/5

75 €

Rendimiento observado: 16.43% 📊

Tasa base: 14-17%

Auto-inversión: ✓ easy

Estadísticas de Cartera

Evolución mensual de rendimientos

Tabla de rendimientos mensuales

8lends

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: -
Mar 2026: 32.22%
Apr 2026: 10.84%
May 2026: 22.16%
Jun 2026: 16.60%
Jul 2026: 30.14%
Aug 2026: 23.87%
Sep 2026: 35.28%

Afranga

Nov 2025: 11.86%
Dec 2025: 16.43%
Jan 2026: 10.98%
Feb 2026: 10.98%
Mar 2026: 10.04%
Apr 2026: 12.63%
May 2026: 11.23%
Jun 2026: 11.58%
Jul 2026: 12.30%
Aug 2026: 10.51%
Sep 2026: 12.58%

BienPrêter

Nov 2025: 8.13%
Dec 2025: 10.69%
Jan 2026: 9.29%
Feb 2026: 14.48%
Mar 2026: 10.44%
Apr 2026: 11.95%
May 2026: 14.29%
Jun 2026: 13.20%
Jul 2026: 13.59%
Aug 2026: 14.26%
Sep 2026: 14.36%

Debitum

Nov 2025: 25.18%
Dec 2025: 16.61%
Jan 2026: 16.53%
Feb 2026: 13.02%
Mar 2026: 14.88%
Apr 2026: 13.95%
May 2026: 13.80%
Jun 2026: 14.70%
Jul 2026: 14.23%
Aug 2026: 14.23%
Sep 2026: 10.64%

FF Forest

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: 32.27%
Mar 2026: 17.80%
Apr 2026: 17.15%
May 2026: 17.70%
Jun 2026: 17.30%
Jul 2026: 17.71%
Aug 2026: 17.88%
Sep 2026: 19.83%

Hive5

Nov 2025: 4.32%
Dec 2025: 12.92%
Jan 2026: 13.10%
Feb 2026: 13.29%
Mar 2026: 12.22%
Apr 2026: 13.30%
May 2026: 13.10%
Jun 2026: 12.73%
Jul 2026: 15.24%
Aug 2026: 18.93%
Sep 2026: 14.06%

Indemo

Nov 2025: 25.81%
Dec 2025: 9.77%
Jan 2026: 7.33%
Feb 2026: -
Mar 2026: -
Apr 2026: -
May 2026: -
Jun 2026: -
Jul 2026: -
Aug 2026: 0.50%
Sep 2026: -

Lendermarket

Nov 2025: 16.00%
Dec 2025: 27.93%
Jan 2026: 16.46%
Feb 2026: 14.43%
Mar 2026: 13.55%
Apr 2026: 14.31%
May 2026: 25.24%
Jun 2026: 13.23%
Jul 2026: 12.56%
Aug 2026: 13.77%
Sep 2026: 11.63%

Loanch

Nov 2025: 4.49%
Dec 2025: 15.15%
Jan 2026: 18.25%
Feb 2026: 13.22%
Mar 2026: 14.76%
Apr 2026: 15.81%
May 2026: 15.73%
Jun 2026: 16.59%
Jul 2026: 13.73%
Aug 2026: 14.77%
Sep 2026: 13.28%

Lonvest

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: 16.90%
Mar 2026: 13.27%
Apr 2026: 12.53%
May 2026: 12.84%
Jun 2026: 12.28%
Jul 2026: 12.50%
Aug 2026: 12.38%
Sep 2026: 12.25%

Maclear

Nov 2025: 21.95%
Dec 2025: 18.83%
Jan 2026: 15.96%
Feb 2026: 16.10%
Mar 2026: 22.71%
Apr 2026: 23.16%
May 2026: 21.97%
Jun 2026: 19.57%
Jul 2026: 15.79%
Aug 2026: 15.70%
Sep 2026: 15.12%

Mintos

Nov 2025: 9.72%
Dec 2025: 9.76%
Jan 2026: 28.03%
Feb 2026: 11.13%
Mar 2026: 8.48%
Apr 2026: 57.84%
May 2026: 15.04%
Jun 2026: 9.69%
Jul 2026: 6.82%
Aug 2026: 9.37%
Sep 2026: 8.77%

Nectaro

Nov 2025: 12.93%
Dec 2025: 12.38%
Jan 2026: 9.24%
Feb 2026: 9.35%
Mar 2026: 9.64%
Apr 2026: 19.58%
May 2026: 14.12%
Jun 2026: 12.53%
Jul 2026: 13.16%
Aug 2026: 13.47%
Sep 2026: 12.78%

Revest

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: -
Mar 2026: -
Apr 2026: 0.18%
May 2026: 13.20%
Jun 2026: 55.04%
Jul 2026: 4.03%
Aug 2026: 23.48%
Sep 2026: 2.32%

Swaper

Nov 2025: 10.42%
Dec 2025: 5.15%
Jan 2026: 14.65%
Feb 2026: 11.78%
Mar 2026: 10.82%
Apr 2026: 11.00%
May 2026: 7.54%
Jun 2026: 9.91%
Jul 2026: 13.14%
Aug 2026: 13.76%
Sep 2026: 13.75%

Triple Dragon

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: -
Mar 2026: -
Apr 2026: -
May 2026: 19.91%
Jun 2026: 28.86%
Jul 2026: 14.40%
Aug 2026: 14.34%
Sep 2026: 15.07%

Plataforma	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026	Jul 2026	Aug 2026	Sep 2026
8lends	-	-	-	-	32.22%	10.84%	22.16%	16.60%	30.14%	23.87%	35.28%
Afranga	11.86%	16.43%	10.98%	10.98%	10.04%	12.63%	11.23%	11.58%	12.30%	10.51%	12.58%
BienPrêter	8.13%	10.69%	9.29%	14.48%	10.44%	11.95%	14.29%	13.20%	13.59%	14.26%	14.36%
Debitum	25.18%	16.61%	16.53%	13.02%	14.88%	13.95%	13.80%	14.70%	14.23%	14.23%	10.64%
FF Forest	-	-	-	32.27%	17.80%	17.15%	17.70%	17.30%	17.71%	17.88%	19.83%
Hive5	4.32%	12.92%	13.10%	13.29%	12.22%	13.30%	13.10%	12.73%	15.24%	18.93%	14.06%
Indemo	25.81%	9.77%	7.33%	-	-	-	-	-	-	0.50%	-
Lendermarket	16.00%	27.93%	16.46%	14.43%	13.55%	14.31%	25.24%	13.23%	12.56%	13.77%	11.63%
Loanch	4.49%	15.15%	18.25%	13.22%	14.76%	15.81%	15.73%	16.59%	13.73%	14.77%	13.28%
Lonvest	-	-	-	16.90%	13.27%	12.53%	12.84%	12.28%	12.50%	12.38%	12.25%
Maclear	21.95%	18.83%	15.96%	16.10%	22.71%	23.16%	21.97%	19.57%	15.79%	15.70%	15.12%
Mintos	9.72%	9.76%	28.03%	11.13%	8.48%	57.84%	15.04%	9.69%	6.82%	9.37%	8.77%
Nectaro	12.93%	12.38%	9.24%	9.35%	9.64%	19.58%	14.12%	12.53%	13.16%	13.47%	12.78%
Revest	-	-	-	-	-	0.18%	13.20%	55.04%	4.03%	23.48%	2.32%
Swaper	10.42%	5.15%	14.65%	11.78%	10.82%	11.00%	7.54%	9.91%	13.14%	13.76%	13.75%
Triple Dragon	-	-	-	-	-	-	19.91%	28.86%	14.40%	14.34%	15.07%

Observaciones del mes

Puntos positivos

MaClear todavía ofrece rendimientos muy altos. Este mes no obtuve ningún bono ni cashback.

Hive5 parece muy estable y cerca del rendimiento teórico.

Puntos negativos

Este mes estoy muy decepcionado con Nectaro. Dejaron de pagar intereses diariamente y pasaron a una vez por semana para préstamos personales y una vez al mes para los demás.

BienPrêter tuvo grandes problemas con Lemonway, al igual que Loanch cuyo proveedor de pago perdió su licencia.

A observar

Mintos está recuperándose gracias a un pago muy grande de cashback.

Acciones planificadas

Estoy comenzando 2 nuevas plataformas: FF Forest y Lonvest.

Ver clasificación actual Historial de clasificaciones