Dernière mise à jour : 1 février 2026

Classement Crowdlending - Janvier 2026

Basé sur 4 mois d'expérience réelle d'investissement

Top 3 des Plateformes

Maclear

5/5

3 % cashback

Rendement observé: 40.08% 📈

Taux de base: 14.7-15.2%

Bonus: 3% + 30€

Nectaro

4/5

1 % cashback

Rendement observé: 23.59% 📊

Taux de base: 12-13%

Dépôts: Virement

Lendermarket

4/5

75 €

Rendement observé: 16.43% 📊

Taux de base: 14-17%

Auto-invest: ✓ easy

Statistiques du Portefeuille

Évolution mensuelle des rendements

Tableau des rendements mensuels

8lends

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: -
Mar 2026: 32.22%
Apr 2026: 10.84%
May 2026: 22.16%
Jun 2026: 16.60%
Jul 2026: 30.14%
Aug 2026: 23.87%
Sep 2026: 35.28%

Afranga

Nov 2025: 11.86%
Dec 2025: 16.43%
Jan 2026: 10.98%
Feb 2026: 10.98%
Mar 2026: 10.04%
Apr 2026: 12.63%
May 2026: 11.23%
Jun 2026: 11.58%
Jul 2026: 12.30%
Aug 2026: 10.51%
Sep 2026: 12.58%

BienPrêter

Nov 2025: 8.13%
Dec 2025: 10.69%
Jan 2026: 9.29%
Feb 2026: 14.48%
Mar 2026: 10.44%
Apr 2026: 11.95%
May 2026: 14.29%
Jun 2026: 13.20%
Jul 2026: 13.59%
Aug 2026: 14.26%
Sep 2026: 14.36%

Debitum

Nov 2025: 25.18%
Dec 2025: 16.61%
Jan 2026: 16.53%
Feb 2026: 13.02%
Mar 2026: 14.88%
Apr 2026: 13.95%
May 2026: 13.80%
Jun 2026: 14.70%
Jul 2026: 14.23%
Aug 2026: 14.23%
Sep 2026: 10.64%

FF Forest

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: 32.27%
Mar 2026: 17.80%
Apr 2026: 17.15%
May 2026: 17.70%
Jun 2026: 17.30%
Jul 2026: 17.71%
Aug 2026: 17.88%
Sep 2026: 19.83%

Hive5

Nov 2025: 4.32%
Dec 2025: 12.92%
Jan 2026: 13.10%
Feb 2026: 13.29%
Mar 2026: 12.22%
Apr 2026: 13.30%
May 2026: 13.10%
Jun 2026: 12.73%
Jul 2026: 15.24%
Aug 2026: 18.93%
Sep 2026: 14.06%

Indemo

Nov 2025: 25.81%
Dec 2025: 9.77%
Jan 2026: 7.33%
Feb 2026: -
Mar 2026: -
Apr 2026: -
May 2026: -
Jun 2026: -
Jul 2026: -
Aug 2026: 0.50%
Sep 2026: -

Lendermarket

Nov 2025: 16.00%
Dec 2025: 27.93%
Jan 2026: 16.46%
Feb 2026: 14.43%
Mar 2026: 13.55%
Apr 2026: 14.31%
May 2026: 25.24%
Jun 2026: 13.23%
Jul 2026: 12.56%
Aug 2026: 13.77%
Sep 2026: 11.63%

Loanch

Nov 2025: 4.49%
Dec 2025: 15.15%
Jan 2026: 18.25%
Feb 2026: 13.22%
Mar 2026: 14.76%
Apr 2026: 15.81%
May 2026: 15.73%
Jun 2026: 16.59%
Jul 2026: 13.73%
Aug 2026: 14.77%
Sep 2026: 13.28%

Lonvest

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: 16.90%
Mar 2026: 13.27%
Apr 2026: 12.53%
May 2026: 12.84%
Jun 2026: 12.28%
Jul 2026: 12.50%
Aug 2026: 12.38%
Sep 2026: 12.25%

Maclear

Nov 2025: 21.95%
Dec 2025: 18.83%
Jan 2026: 15.96%
Feb 2026: 16.10%
Mar 2026: 22.71%
Apr 2026: 23.16%
May 2026: 21.97%
Jun 2026: 19.57%
Jul 2026: 15.79%
Aug 2026: 15.70%
Sep 2026: 15.12%

Mintos

Nov 2025: 9.72%
Dec 2025: 9.76%
Jan 2026: 28.03%
Feb 2026: 11.13%
Mar 2026: 8.48%
Apr 2026: 57.84%
May 2026: 15.04%
Jun 2026: 9.69%
Jul 2026: 6.82%
Aug 2026: 9.37%
Sep 2026: 8.77%

Nectaro

Nov 2025: 12.93%
Dec 2025: 12.38%
Jan 2026: 9.24%
Feb 2026: 9.35%
Mar 2026: 9.64%
Apr 2026: 19.58%
May 2026: 14.12%
Jun 2026: 12.53%
Jul 2026: 13.16%
Aug 2026: 13.47%
Sep 2026: 12.78%

Revest

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: -
Mar 2026: -
Apr 2026: 0.18%
May 2026: 13.20%
Jun 2026: 55.04%
Jul 2026: 4.03%
Aug 2026: 23.48%
Sep 2026: 2.32%

Swaper

Nov 2025: 10.42%
Dec 2025: 5.15%
Jan 2026: 14.65%
Feb 2026: 11.78%
Mar 2026: 10.82%
Apr 2026: 11.00%
May 2026: 7.54%
Jun 2026: 9.91%
Jul 2026: 13.14%
Aug 2026: 13.76%
Sep 2026: 13.75%

Triple Dragon

Nov 2025: -
Dec 2025: -
Jan 2026: -
Feb 2026: -
Mar 2026: -
Apr 2026: -
May 2026: 19.91%
Jun 2026: 28.86%
Jul 2026: 14.40%
Aug 2026: 14.34%
Sep 2026: 15.07%

Plateforme	Nov 2025	Dec 2025	Jan 2026	Feb 2026	Mar 2026	Apr 2026	May 2026	Jun 2026	Jul 2026	Aug 2026	Sep 2026
8lends	-	-	-	-	32.22%	10.84%	22.16%	16.60%	30.14%	23.87%	35.28%
Afranga	11.86%	16.43%	10.98%	10.98%	10.04%	12.63%	11.23%	11.58%	12.30%	10.51%	12.58%
BienPrêter	8.13%	10.69%	9.29%	14.48%	10.44%	11.95%	14.29%	13.20%	13.59%	14.26%	14.36%
Debitum	25.18%	16.61%	16.53%	13.02%	14.88%	13.95%	13.80%	14.70%	14.23%	14.23%	10.64%
FF Forest	-	-	-	32.27%	17.80%	17.15%	17.70%	17.30%	17.71%	17.88%	19.83%
Hive5	4.32%	12.92%	13.10%	13.29%	12.22%	13.30%	13.10%	12.73%	15.24%	18.93%	14.06%
Indemo	25.81%	9.77%	7.33%	-	-	-	-	-	-	0.50%	-
Lendermarket	16.00%	27.93%	16.46%	14.43%	13.55%	14.31%	25.24%	13.23%	12.56%	13.77%	11.63%
Loanch	4.49%	15.15%	18.25%	13.22%	14.76%	15.81%	15.73%	16.59%	13.73%	14.77%	13.28%
Lonvest	-	-	-	16.90%	13.27%	12.53%	12.84%	12.28%	12.50%	12.38%	12.25%
Maclear	21.95%	18.83%	15.96%	16.10%	22.71%	23.16%	21.97%	19.57%	15.79%	15.70%	15.12%
Mintos	9.72%	9.76%	28.03%	11.13%	8.48%	57.84%	15.04%	9.69%	6.82%	9.37%	8.77%
Nectaro	12.93%	12.38%	9.24%	9.35%	9.64%	19.58%	14.12%	12.53%	13.16%	13.47%	12.78%
Revest	-	-	-	-	-	0.18%	13.20%	55.04%	4.03%	23.48%	2.32%
Swaper	10.42%	5.15%	14.65%	11.78%	10.82%	11.00%	7.54%	9.91%	13.14%	13.76%	13.75%
Triple Dragon	-	-	-	-	-	-	19.91%	28.86%	14.40%	14.34%	15.07%

Observations du mois

Points positifs

MaClear offre toujours de très hauts rendements. Ce mois je n'ai pas eu de bonus ou de cashback.

Hive5 semble très stable et proche du rendement théorique.

Points négatifs

Ce mois-ci, je suis très déçu de Nectaro. Ils ont arrêté de versement des intérêts quotidiennement et sont passés à une fois par semaine pour les prêts personnels et une fois par mois pour les autres.

BienPrêter a eu de gros problèmes avec Lemonway, tout comme Loanch dont le prestataire de paiement a perdu son agrément.

À surveiller

Mintos relève la tête grâce au versement d'un très important cashback.

Actions planifiées

Je commence 2 nouvelles plateformes : FF Forest et Lonvest.

Voir le classement actuel Historique des classements